FHA Insured Mortgages

Oregon Topic: Real Estate Finance

FHA-insured mortgages are one of the most widely used financing tools in residential real estate, especially for first-time buyers and those with less-than-perfect credit. This course covers the FHA loan program from end to end: how it works, who qualifies, what properties are eligible, and what brokers need to know to guide clients through the process confidently. Understanding FHA means understanding a huge segment of the buyer pool — and being the agent who can actually help them.

What You'll Learn:

•     What FHA mortgage insurance is and how it works

•     FHA borrower qualification requirements — credit, down payment, debt-to-income

•     FHA property standards and appraisal requirements

•     FHA loan limits — how they vary by county and why it matters

•     FHA vs. conventional loans — when each is the right fit

•     Common FHA transaction challenges and how brokers can help solve them

•     Working with FHA buyers: setting expectations and keeping deals on track

Oregon Course #: 0924