Utah Residential Finance 3 CE Hours

Understand how your clients are buying, and be the agent who actually helps them.

Most buyers find mortgage financing confusing — and if their agent is equally lost, that's a problem. This 3-hour elective demystifies the residential lending process: loan types, qualification criteria, the path from pre-approval to closing, and what brokers need to know to guide clients confidently through the financial side of the biggest purchase of their lives.

What You'll Learn:

•     Types of residential mortgage loans — conventional, FHA, VA, USDA, jumbo

•     How lenders qualify borrowers: credit scores, income, debt-to-income ratios

•     Fixed vs. adjustable rate mortgages — pros, cons, and when each fits

•     The mortgage process from application to closing — who does what and when

•     The role of the loan officer and how agents and lenders can work better together

•     Common financing contingencies and how they affect the transaction timeline