{"product_id":"oregon-residential-finance-ce","title":"Residential Finance 101","description":"\u003cp class=\"MsoNormal\" style=\"margin-bottom: 6.0pt;\"\u003e\u003ci\u003e\u003cspan style=\"font-size: 10.0pt; color: #888888;\"\u003eOregon Topic: Real Estate Finance\u003c\/span\u003e\u003c\/i\u003e\u003c\/p\u003e\n\u003ctable class=\"MsoNormalTable\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" width=\"624\" style=\"width: 6.5in; border-collapse: collapse; border: none; mso-border-alt: solid windowtext .5pt; mso-padding-alt: 0in .5pt 0in .5pt; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext;\"\u003e\n\u003ctbody\u003e\n\u003ctr style=\"mso-yfti-irow: 0; mso-yfti-firstrow: yes; mso-yfti-lastrow: yes;\"\u003e\n\u003ctd width=\"624\" valign=\"top\" style=\"width: 6.5in; border: solid windowtext 1.0pt; border-left: solid #8BC34A 3.5pt; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid-thick #8BC34A 3.5pt; background: #F1F8E9; padding: 5.0pt 10.0pt 5.0pt 10.0pt;\"\u003e\n\u003cp class=\"MsoNormal\"\u003e\u003cb\u003e\u003ci\u003e\u003cspan style=\"color: #33691e;\"\u003eThe mortgage world explained — so you can guide clients through one of the most confusing parts of buying a home.\u003c\/span\u003e\u003c\/i\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cp class=\"MsoNormal\" style=\"margin-bottom: 5.0pt;\"\u003e \u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 3.0pt 0in 6.0pt 0in;\"\u003eMost buyers don't fully understand how home financing works, and many agents feel the same way, though they'd never admit it. This course changes that. Residential Finance 101 covers the fundamentals of home lending from the ground up: loan types, qualification criteria, interest rates, and the journey from pre-approval to closing. The more you understand about how your clients are financing their purchase, the better you can serve them — and the smoother your transactions will go.\u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin-bottom: 3.0pt;\"\u003e \u003c\/p\u003e\n\u003cp class=\"MsoNormal\" style=\"margin: 10.0pt 0in 4.0pt 0in;\"\u003e\u003cb\u003e\u003cspan style=\"font-size: 11.5pt;\"\u003eWhat You'll Learn:\u003c\/span\u003e\u003c\/b\u003e\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eTypes of residential mortgage loans — conventional, FHA, VA, USDA, jumbo\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eHow lenders evaluate borrower qualifications: credit, income, debt-to-income\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eFixed vs. adjustable rate mortgages — pros, cons, and when each makes sense\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eThe mortgage process from application to closing\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eThe role of the loan officer and how brokers and lenders work together\u003c\/p\u003e\n\u003cp class=\"MsoListParagraph\" style=\"text-indent: -14.0pt; mso-list: l0 level1 lfo1; margin: 2.0pt 0in 4.0pt 28.0pt;\"\u003e\u003c!-- [if !supportLists]--\u003e\u003cspan style=\"mso-list: Ignore;\"\u003e•\u003cspan style=\"font: 7.0pt 'Times New Roman';\"\u003e     \u003c\/span\u003e\u003c\/span\u003e\u003c!--[endif]--\u003eCommon financing contingencies and how they affect your transaction\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003cspan\u003eOregon Course #: 0524\u003c\/span\u003e\u003c\/p\u003e","brand":"Simplify CE","offers":[{"title":"Default Title","offer_id":17163760007,"sku":"","price":25.0,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.simplifyce.com\/products\/oregon-residential-finance-ce","provider":"Simplify CE","version":"1.0","type":"link"}